Whether you’re an affluent individual seeking comprehensive financial services or a corporation looking to provide employees with a meaningful retirement program.
With TCM Comprehensive Financial Services, you can benefit from our experience, personalized approach to investment counseling and retirement planning. We believe great listening skills are a must to make certain we know you and your future goals. Listening to you helps ensure your vision is at the heart of your investment and retirement planning so we can help you attain your goals.
Services
INDIVIDUAL AND CORPORATE RETIREMENT PLANS
We offer a comprehensive range of services for both individual and corporate clients, including:
- Evaluating existing retirement plans—Individual Retirement Accounts, pension and profit-sharing plans, and 401(k) and 403(b) plans
- Helping you monitor your plan regularly, while updating plan documents to meet IRS requirements
- Working with corporate benefits staff to comply with all ERISA fiduciary responsibility requirements
- Conducting periodic seminars for plan participants to help them make sound decisions, which helps to satisfy 404(c) requirements
RETIREMENT PLANNING & INCOME PLANNING
Planning for retirement involves saving money before you retire, strategies for future income tax savings and developing a strategy to live on the money you have saved Including:
- Fixed Income Strategies
- Envision®
- IRAS, Roth & 401(k) Strategies
- Job Transition
- Small Business Retirement Plans
INVESTMENT STRATEGIES
Providing a detailed analysis for you to help ensure that you are efficiently handling all areas of personal finance from savings strategies, tax efficiency, investment management and income
- Equities
- Bonds
- Mutual Funds, ETFS & Annuities
ESTATE PLANNING STRATEGIES
Helping you with how to get started with estate planning, including understanding the basics, organizing documents and naming beneficiaries. Including:
- Trusts
- Life Insurances & Long-Term Care
EDUCATION FUNDING
Be sure to plan ahead and know your options if you plan to help your children and/or grandchildren with education costs - for college or private school.
- Including: 529 Plans
- Custodial Accounts
